Loan Walla respects user privacy, which is outlined in the privacy policy that regulates how this website, www.loanwalla.net.in, is used.

The user accepts the terms and conditions of Loan Walla's privacy policy by using the website and all of its other links. The User explicitly agrees to Loan Walla's use and sharing of the User's information following this Privacy Policy by accepting it.

Loan Walla is committed to protecting your privacy and delivering a secure online experience. Unless otherwise specified at the time of collection or with the user's consent, as applicable, our website www.loanwalla.net.in does not collect personal information about individuals unless they voluntarily provide it. This information will not be sold or otherwise transferred to unaffiliated third parties.

The data we collect about you

Your personal information is gathered, used, stored, and transferred in relation to the services. Such personal data comprises.

Personal loan

We could request certain personally identifiable information from you when you use our services, which could be used to identify or get in touch with you. Name, address, income, liabilities, passport number, Aadhar number, PAN, bank account information, including information related to credit/debit payment instruments, mobile phone information, and any other personal information that the customer may have voluntarily provided are examples of personally identifiable information.

Usage Data

• When utilizing the services, data is automatically gathered.
• Your device protocol address (also known as your IP address), browser type and version, the pages you view on our service, the time and date of your visit, the amount of time you spend on those pages, unique device identifiers, and other diagnostic information are examples of usage data.
• We may automatically gather certain information when you use a mobile device to access the service. This information may include, but is not limited to, the type of mobile device you use, its unique ID, IP address, operating system, internet browser type, and other diagnostic information.

Every time you visit one of our services or use a mobile device to access it, we might gather data from your browser.

Information collected while using the application

When utilizing our program to access its capabilities. We might gather, with your prior consent:

• Details about where you are.
• Images and other data from the camera and photo gallery on your device.
• We utilize this data to offer aspects of our service, enhance it, and personalize it. The data can just be saved on your device or uploaded to the servers of the Company and/or a Service Provider.
• You can change the settings on your device at any moment to allow or prohibit access to this data.

Use of Your Personal Data

The company permits the following uses of personal data:

• To provide and manage our service, which includes monitoring its usage.
• To manage your account, you must manage your service user registration. Certain service features that are available to you as a registered user may be made available to you based on your personal information.
• The formulation, observance, and performance of the purchase agreement for the goods, services, or products you have purchased, as well as any other agreement you may have with us through the Service, are all necessary for the contractual fulfillment.
• To contact you: We may contact you by email, phone calls, SMS, or other similar electronic communication methods when necessary or suitable for their implementation. For example, we may send you push notifications about updates from a mobile application or informative communications about the features, products, or contracted services, including security updates.
• We may use it to send you news, promotions, and general information about other goods, services, and events that we offer that are similar to those you have already purchased or asked about, barring a desire not to receive such information.
• We may also use your information for data analysis, usage trend detection, campaign performance evaluation, and other purposes to evaluate and improve our products, services, marketing, and your experience.

Divulge your personal information:

• Regarding Service Providers: We may send your personal information to service providers so they can monitor your usage of our service, examine it, and contact you.
• Regarding business transfers: We may disclose or transfer your personal information when we negotiate a merger, sell firm assets, finance, or buy all or a portion of our business from another company.
• With Affiliates: We will require our affiliates to follow this privacy statement if we give them access to your information. Affiliates include any subsidiaries, joint venture partners, and other companies that we own or control in addition to our parent firm.
• With business partners: We may give our business partners access to your information so they can offer you specific products, services, or promotions.
• With other users: In public spaces, sharing personal information or engaging with other users might expose it to the public and perhaps result in its spread. Your contacts may view your name, profile, photos, and activity description if you engage with other users or sign up for the Third-Party Social Media Service. In a similar manner, other users will be able to read about your actions, interact with you, and examine your profile.
• With Your Consent: With your permission, we may use your personal data for any other reason.

Retention of Your Personal Data

The company will only retain your personal information for as long as necessary to achieve the goals specified in this privacy statement. Your personal information will be kept and used as long as is required to fulfill our legal responsibilities (for instance, if we must keep it to comply with applicable laws and statutory requirements, resolve disputes, and maintain our legal agreements and policies).

The company will also retain usage statistics for internal research. Usage Data is normally retained for a shorter period of time, unless it is mandated by law to be retained for extended periods of time or is used to improve the functionality or security of Our Service.

Transfer of Your Personal Data

Personal Data is processed in the Company's main offices and any additional places where everyone involved in the handling is based. It implies that this data might be moved to and kept on computers situated outside of your state, province, nation, or other governmental jurisdiction, where they may have different data protection regulations than your own.

Your approval of this privacy statement and your subsequent input of such data indicate that you agree to that transfer.

Unless adequate procedures are in place, including the protection of your data and other personal information, there will be no transfer of your personal data to another organization or country. To guarantee that your data is handled securely and per this privacy policy, the company will take all reasonably required actions.

Disclosure of Your Personal Data

Business Transactions: If the company is involved in a merger, acquisition, or asset sale, your personal information can be transferred.

Law enforcement: The Company may be required to give Your Personal Data if required by law, in response to valid requests from public authorities, or in fulfillment of statutory obligations (such as a court or government agency).

Other legal requirements: If the company believes in good faith that disclosing your personal information is required to:

• Fulfill a legal or statutory duty
• Protect and defend the company's property or rights.
• Prevent or look into any misconduct related to the Service
• Ensure the public's or service users' personal safety
• Defend yourself from legal responsibility

Security of Your Personal Data

Although we are concerned about the security of your personal data, please remember that there is no 100% error-free or secure way to store or communicate electronically via the Internet. Although we try our best to use commercially reasonable procedures to protect your personal data, we cannot guarantee total security.

Links to Other Websites

Our Service may contain links to external websites that we do not manage. If you click on one of the third party's links, you will be redirected to their website. Reading the Privacy Policy of any website you visit is strongly advised.

We have no control or liability over the privacy policies, content, or practices of any third-party websites or services.

Changes to this Privacy Policy

If there are any changes, we will notify you by posting the amended Privacy Policy. You should regularly review this privacy policy to see if there have been any revisions. Any changes made to this privacy statement become effective immediately upon publication.

Contact Us

You can reach us by going to this page on our website: www.loanwalla.net.in if you have any issues concerning our privacy statement.