You agree that Loan Walla will treat your use of its products, applications, services, and websites (collectively referred to as the "Services") as your acceptance of these terms and conditions ("Terms") going forward. "Loan Walla" refers to www.loanwalla.net.in (address in India).
You must first accept these Terms to use the Services. Use of the Services is prohibited if you disagree with the Terms. "Website" refers to all of Loan Walla's websites. Please make a copy of these terms and conditions for reference later on.
You understand and agree that Loan Walla owns all legal rights, title, and interest in and to the Services, including any proprietary rights that exist in the Services (whether registered or unregistered, and wherever those licenses exist). You also acknowledge that the Services may contain information marked as confidential by Loan Walla and that you will not disclose this data without Loan Walla's authorization in writing.
You are not permitted to duplicate, modify, investigate, reverse put together, or otherwise seek to find any source code, nor may you sell, provide, sublicense, give a security interest in, or otherwise assign any rights in the Services. You are not authorized to use any of Loan Walla's trade names, brand names, service marks, logos, web addresses, or other unique brand elements.
Notices of proprietary rights, including copyright and trademark notices, that may be included in or attached to the Services may not be removed, obscured, or altered by you. No part of the Services may be copied or transferred by you.
The Website is designed for personal, not commercial, use. Only register as a member of the Website if you are of the appropriate age and able to enter into binding contracts. You have responsibility for keeping your passwords, login credentials, and account information secure. You will be liable for all use of the Website by you and anyone else who uses your password and login credentials (with or without your permission).
You may only make use of the Website for searching for and applying for loans, insurance coverage, and credit cards; you may not use it to create false applications. You agree that you will not use the Website for any reason that is prohibited by these Conditions of Use or any applicable local laws.
We host the Website in India. Thus, by using it, you agree to comply with the laws of both India and your home country, including laws governing the export of technical data. We reserve the right, at any time with no notice or liability, to suspend, cancel, or limit your use of all or any section of the Website.
By using the website, you consent to the use of your information as outlined in our privacy policy.
No endorsement, promotion, or approval of any third parties or their products is implied, suggested, or in any way represented by Loan Walla's display of loan, insurance, and credit card product options provided by third parties on or through the website. Loan Walla does not offer you any advice, comment, or suggestion regarding third parties or their credit card, insurance, or loan products through its website, display, content, or any other way. You acknowledge that Loan Walla has no liability whatsoever for the completeness, timeliness, or accuracy of any information it may receive from these third parties. Any third party you interact with through the Website is at your own risk, and Loan Walla will not be held responsible for any of their actions, inactions, mistakes, representations, warranties, breaches, or negligence, nor for any death, serious injury, property damage, or other costs or damages that may arise from your dealings with them.
The website, along with all of its services and content, is offered "as is" and "as available." Any implied warranties, whether explicit or implied, such as the implied warranties of merchantability, fitness for a particular purpose, title, non-infringement, security, and accuracy, as well as any warranties resulting from usage of trade, course of dealing, or course of performance, are specifically disclaimed by Loan Walla.
Loan Walla, along with its officers, directors, staff, representatives, affiliates, and suppliers, shall not be held accountable for
You are not permitted to transfer your rights or obligations under these terms in any way. Any assignment of Loan Walla's rights and obligations under these terms may be made without affecting the terms or providing you with notice. If we do not take action in response to your breach or any other breach, we do not forfeit our right to take action in response to similar or future breaches.
We reserve the right to change these terms at any time, but we'll notify you on the website at least ten (10) days before the change takes effect. Any use of the website after notice of a modification has been posted will be governed by the terms in force at the time of use. Your only option if you disagree with these Terms or any changes made to them later, or if you're unhappy with the Website in any way, is to stop using it right away.
Credit cards, insurance policies, and loans that you applied for through the website may have additional terms and conditions. Additionally, you will adhere to these terms and conditions. If a court rules that any of these terms are invalid or unenforceable, the other terms will still be enforceable and valid to the fullest extent allowed by applicable law. Any previous understandings or agreements (whether written or verbal) pertaining to your use of the Website are superseded by these Terms and the agreements that are referenced in them. The entire agreement between you and Loan Walla about how you use the website is contained in these terms. These Terms and your and our observance of them will be governed by Indian law, notwithstanding its conflict of laws regulations.
You consent to bringing any legal action in Delhi, India's courts only about these Terms or your use of the Website. In any such action or actions we may bring, the victor will be entitled to reimbursement for all legal expenses related to the case, including but not limited to reasonable legal fees and taxable and non-taxable costs. You agree that these terms are as binding and enforceable as a signed contract and that you have read and comprehended them.
We would be grateful to hear your thoughts. We will not be held accountable for evaluating unsolicited ideas, nor will we be held liable for any resemblances between those ideas and anything that might be used in future Loan Walla programs. In your correspondence with Loan Walla, please refrain from disclosing trade secrets or other private information. Any rights to the materials you send us are solely owned by Loan Walla.